How to Integrate Bank Statement Verification in Flutter: A Complete Guide

Tapan Patel
2 min readOct 16, 2024

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This guide will walk you through integrating bank statement verification into your Flutter app using IDFY’s Bank Statement API. We’ll focus on uploading a bank statement PDF and triggering verification.

Use Cases for Bank Statement Verification

Bank statement verification is important for financial insititutions in making credit or loan- related decisions. Here are some common use cases

  • Salary Verification: Lenders can determine if the applicant’s salary meets the criteria for loans.
  • Financial Health: By analyzing inflow, outflow, and balances, banks can assess the financial stability of individuals.
  • Risk Detection: The API can flag suspicious transactions and provide insights into potential fraudulent behavior.
  • Credit Decision: A complete view of the applicant’s bank statement can influence loan approvals and credit limits.

Watch How Bank Statement Verification works

Prerequisites

Before starting, ensure you have:

  • Flutter SDK installed.
  • IDFY API Key.
  • Flutter dependencies:
  • http: for making API requests.
  • file_picker: for selecting and uploading a PDF file.

Update your pubspec.yaml:

dependencies:

flutter:

sdk: flutter

http: ^0.13.4

file_picker: ^4.5.1

path_provider: ^2.0.11

RUN

Flutter pub get

  1. Create a new Flutter project or use an existing one
  2. Install the required packages (http and file_picker) by adding them to your pubspec.yaml file as mentioned above.

Step 1: Set Up the Flutter Project

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Originally published at https://www.thirdrocktechkno.com.

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Tapan Patel
Tapan Patel

Written by Tapan Patel

Tech innovator and Co-Founder at Third Rock Techkno. 8+ years of crafting practical solutions that transform ideas into reality.

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